A. Decline of digital payments
B. Universal basic banking
C. Segmentation and premiumisation of banking services
D. Reduction in financial inclusion efforts
✅ Answer: C
Explanation:
PSBs are increasingly segmenting customers —balancing financial inclusion with premium products for high-value clients.
🟦 Science, Technology & Defence
Q8. Solid Fuel Ducted Ramjet (SFDR) technology enhances missile capability primarily by enabling:
A. Short-range ballistic flight
B. Sustained high-speed propulsion
C. Nuclear payload delivery
D. Vertical launch capability
✅ Answer: B
Explanation:
SFDR allows continuous combustion during flight , enabling long-range, high-speed, and highly manoeuvrable missiles , critical for next-generation warfare.
Q9. The Indian Navy’s training deployment to Thailand aligns most closely with which policy objective?
A. Look West Policy
B. SAGAR Doctrine
C. Act East Policy
D. Non-Alignment Movement
✅ Answer: C
Explanation:
Naval outreach in Southeast Asia strengthens maritime diplomacy and regional security cooperation under India’s Act East Policy .
🟦 Environment, Climate & Natural Hazards
Q10. The United States’ proposed rare minerals stockpile is strategically aimed at addressing risks related to:
A. Food security
B. Energy import dependence
C. Supply-chain concentration
D. Currency volatility
✅ Answer: C
Explanation:
Critical minerals like lithium and rare earths are heavily concentrated in a few countries; stockpiling reduces geopolitical and supply-chain vulnerabilities .
Q11. Guatemala’s Volcán de Fuego is located in which major geological zone?
A. Alpine–Himalayan belt
B. Pacific Ring of Fire
C. Mid-Atlantic Ridge
D. East African Rift
✅ Answer: B
Explanation:
Central America lies along the Pacific Ring of Fire , characterised by frequent volcanic and seismic activity.
🟦 Digital Society, AI & Ethics
Q12. Spain’s ban on social media access for children under 16 primarily raises concerns related to:
A. Net neutrality
B. Data localisation
C. Child rights and digital ethics
D. E-commerce regulation
✅ Answer: C
Explanation:
The ban reflects growing global focus on child protection, mental health, and ethical regulation of digital platforms .
Q13. Moltbook, a platform exclusively for AI agents, is most relevant to debates on:
A. Cyber warfare
B. AI autonomy and human–AI interaction
C. Quantum computing
D. Blockchain governance
✅ Answer:
Month: Current Affairs - February 05, 2026
Category: