1. Minor Savings Plan (Oct-Dec 2025 Quarter)
What is the best interest rate of any small savings scheme, as announced by the government, in the month of October-December 2025?
a) Public Provident Fund (PPF)
b) Senior Citizen Savings Scheme (SCSS).
c) National Savings Certificate (NSC).
d) Kisan Vikas Patra (KVP)
Response: b) Senior Citizen Savings Scheme (SCSS).
Explanation: The highest interest rate will be 8.2 on both Sukanya Samriddhi Scheme and Senior Citizen Savings Scheme (SCSS). Of the available alternatives, SCSS is the right one.
2. Inoperative Accounts Scheme of RBI.
According to the new scheme of the RBI, what is the highest amount that a bank can get on re-activating a bank account that has been inoperative in the last 9 years?
a) 5% of the amount or ?5,000
b) 6% of the amount or ?10,000
c) 7% of the amount or ?15,000
d) 7.5% of the amount or ?25,000
Answer: c) 7% of the amount or ?15,000
Explanation: Under the differential payout structure, an inoperative account of 8-10 years is eligible to receive a payout of 7% of the account or 15,000 whichever is lesser.
3. NHAI's QR Code Initiative
What is the main objective of having the QR code signboards along National Highways by NHAI?
a) To sell adverts of local companies.
b) To foster digital transformation and transparency as well as convenience of the commuters.
c) To install all the physical signboards in favor of digital ones.
d) To automatically charge the vehicles passing the toll points.
Purpose: b) To bring about digital transformation, transparency, and convenience of commuters.
Explanation: The main aim of the initiative is to employ the use of technology in order to deliver project information, contact sites in case of emergency and availability of facilities around the area to increase transparency and the commuter experience.
4. Equitas SFB Partnership TATA AIG.
The bancassurance arrangement between TATA AIG and Equitas SFB is basically targeting:
a) Integrating the two companies into one.
b) Widen the branch network of Equitas SFB to provide TATA AIG with an expanded insurance coverage.
c) offers loans to TATA AIG employees.
d) Creation of an application of a new digital payment.
Reason: b) Increasing the insurance penetration of TATA AIG by means of the Equitas SFB system of branches.
Rationale: Bancassurance distribution is the major emphasis of the partnership, as it enables TATA AIG to market its insurance products to the vast customer base of Equitas Small Finance Bank.
5. OpenAI's Valuation
What was the name of the largest secondary sale of shares that OpenAI made to reach its historic value of 500 billion dollars?
a) Microsoft
b) SoftBank
c) SpaceX
d) ByteDance
Answer: b) SoftBank
Explanation: The valuation milestone has been explicitly mentioned in the article as having been achieved following a significant sale of secondary shares to SoftBank.
6. Digital Gifting Feature of Bank of Baroda.
What is the peculiarity of the eRUPI vouchers that Bank of Baroda has activated?
a) There is a possibility to convert them to foreign currency.
b) they are prepaid, non-transferable, and purpose specific.
c) They provide a set rate of interest on redemption.
d) They may be applied in international online shopping.
Response: b) They are purpose specific, pre-paid, and non-transferable.
Mechanism: The eRUPI vouchers are meant to be purpose specific, prepaid digital vouchers which are not transferable so that the money is spent in the purpose of gifting.
7. Eurobank's Entry into India
Eurobank of Greece was given permission by the RBI to set its physical presence in India by opening a:
a) New Delhi full-service branch.
b) Mumbai representative office.
c) Subsidiary in Bengaluru.
d) Joint venture with an Indian state sector bank.
Response: b) Mumbai representative office.
Rationale: RBI has provided in-principle permission to open its first representative office in Mumbai by mid-December 2025 by Eurobank.
8. BOI Trade Easy Service
What is the major advantage of the 'BOI Trade Easy' platform introduced by bank of India in collaboration with Cashinvoice?
a) It provides free business consultancy services.
b) It gives loan approvals to MSMEs in less than 30 minutes.
c) It transforms the business loans to grants.
d) It permits foreign money transfers without any forex fee.
Answer: b) It grants loan approvals to MSMEs in less than 30 minutes.
Pitch: The primary advantage of the platform will be the use of automated digital assessment to shorten the process of approval of loans previously taking 15-30 days to 30 minutes only.
9. LIC's Bima Sakhi Yojana
The Bima Sakhi Yojana of the LIC, which is marketed in cooperation with the Ministry of Rural Development is directly targeted at:
a) Health insurance of aged citizens.
b) Women empowerment based on a performance based stipendiary agency career.
c) Providing crop insurance to the farmers.
d) The granting of life cover to the whole government employees.
Response: b) Empowering women with a performance based stipendiary agency career.
Pitch: The plan is a woman-focused one, which provides women with an LIC agent position with a performance-related stipend to promote financial autonomy.
10. Mahi Banswara Atomic power project.
Why is the Mahi Banswara Rajasthan Atomic power project a historic project?
a) It becomes the first nuclear station constructed in the desert of India.
b) It is the pioneer nuclear power project to be undertaken by joint venture of two CPSEs (NPCIL and NTPC).
c) It will buy French synthesized uranium.
d) It becomes the first fusion reactor project in India.
Answer: b) It is the maiden project of nuclear power done by a joint venture of two CPSEs (NPCIL and NTPC).
Rationale: The project is of historical relevance because it was the first nuclear power station in India to be established by a joint venture between two Central Public Sector Enterprises, NPCIL and NTPC, under the brand name ASHVINI.
11. JNPA's Electric Truck Fleet
What other supporting infrastructure was also ordered with the first fleet of electric heavy trucks in India at JNPA?
a) A solar power plant.
b) A battery replacement station that is heavy-duty.
c) A new container terminal.
d) A hydrogen fuel making unit.
Response: b) a battery swapping station of heavy-duty.
Rationale: In order to enable effective activities of the electric trucks with swappable batteries, a special heavy-duty battery swapping station was ordered.
12. The National Water Security Initiative.
According to the revised provisions of the MGNREGA, what is the percentage of allocation of funds to water-related works within the over-exploited blocks?
a) 30%
b) 40%
c) 65%
d) 75%
Answer: c) 65%
Explanation: In the over exploited blocks, 65 percent of the MGNREGA funds will be spent on water related works according to the new mandate.
13. People's Plan Campaign (PPC) 2025-26
How will the People Plan Campaign (PPC) 2025-26, Sabki Yojana, Sabka Vikas be officially introduced?
a) By way of national teleconference by the Prime Minister.
b) By Special Gram Sabhas to be held on October 2, 2025.
c) Through a mobile application that was introduced on the same day.
d)Through a session of parliament devoted to the campaign.