1.
Which organisation is set to launch the E-PRAAPTI digital platform?
A. SEBI
B. Employees Provident Fund Organisation
C. NITI Aayog
D. NABARD
Answer: B
Explanation: EPFO is introducing E-PRAAPTI to improve service delivery, transparency, and digital governance for subscribers.
2.
Who announced the launch of the E-PRAAPTI platform?
A. Ashwini Vaishnaw
B. Piyush Goyal
C. Mansukh Mandaviya
D. Nirmala Sitharaman
Answer: C
Explanation: Union Labour Minister Mansukh Mandaviya announced the new EPFO digital platform initiative.
3.
Which state approved the Artificial Intelligence Policy 2026?
A. Karnataka
B. Gujarat
C. Tamil Nadu
D. Maharashtra
Answer: D
Explanation: Maharashtra approved the AI Policy 2026 to become a major AI innovation hub in India.
4.
Which city’s police introduced an AI-powered multilingual emergency response feature?
A. Mumbai
B. Hyderabad
C. Bengaluru
D. Chennai
Answer: C
Explanation: Bengaluru Police implemented AI-based multilingual support in the Namma 112 helpline.
5.
The Ganga Expressway was inaugurated in which state?
A. Bihar
B. Madhya Pradesh
C. Uttar Pradesh
D. Rajasthan
Answer: C
Explanation: The expressway was inaugurated in Uttar Pradesh to improve regional connectivity.
6.
Which ministry released the Panchayat Advancement Index 2.0 report?
A. Ministry of Rural Development
B. Ministry of Panchayati Raj
C. Ministry of Finance
D. Ministry of Home Affairs
Answer: B
Explanation: The report evaluates progress in grassroots governance and rural development.
7.
Which state recorded the highest voter turnout of 92.47% in Assembly elections?
A. Kerala
B. Assam
C. Odisha
D. West Bengal
Answer: D
Explanation: West Bengal saw record participation, the highest since Independence.
8.
Mission SAKSHAM is associated with which institution?
A. SEBI
B. NABARD
C. Reserve Bank of India
D. SIDBI
Answer: C
Explanation: RBI launched Mission SAKSHAM to strengthen Urban Co-operative Banks.
9. (Concept/Application)
The Expected Credit Loss (ECL) framework introduced by RBI will primarily impact which aspect of banking?
A. ATM transactions
B. Interest rate setting
C. Loan risk assessment and provisioning
D. Foreign exchange reserves
Answer: C
Explanation: ECL improves forward-looking risk assessment, requiring banks to provision for potential future loan losses.
10.
Which companies collaborated to introduce biometric authentication for card payments?
A. Amazon, SBI, Razorpay
B. Google, HDFC Bank, Paytm
C. Flipkart, Axis Bank, PayU
D. Apple, ICICI Bank, PhonePe
Answer: C
Explanation: Flipkart partnered with Axis Bank and PayU to replace OTP-based verification with biometrics.
11.
What is the main purpose of the Cheque Truncation System (CTS)?
A. Increase cheque printing
B. Eliminate digital payments
C. Enable physical cheque transfer
D. Digitize cheque clearing
Answer: D
Explanation: CTS allows cheque processing through electronic images, eliminating physical movement.
12.
Which organisation designated new Global Geoparks?
A. World Bank
B. IMF
C. UNESCO
D. UNEP
Answer: C
Explanation: UNESCO added 12 new geoparks, promoting geological heritage and sustainability.
13.
Which country exited OPEC and OPEC+ from May 1, 2026?
A. Saudi Arabia
B. Qatar
C. Iran
D. United Arab Emirates
Answer: D
Explanation: UAE’s exit reflects a strategic shift in its oil production and pricing policies.
14. (Application-Based)
How does biometric authentication improve digital payment systems compared to OTP-based verification?
A. Increases transaction time
B. Reduces dependence on mobile networks
C. Eliminates banking regulations
D. Prevents all cyber fraud
Answer: B
Explanation: Biometric systems reduce reliance on OTP delivery via networks and improve security through unique user identification.
15.
International Workers' Day is observed on:
A. April 30
B. May 2
C. International Workers' Day
D. June 1
Answer: C
Explanation: May 1 is globally observed to honour workers’ contributions and labour rights.