"RBI Kehta Hai" Public Awareness Initiative 

• Vitality: "RBI Kehta Hai" (RBI Says) awareness campaign.
• New Channel: Official WhatsApp verified channels were launched to share official updates.
• WhatsApp Numbers:
• 99309 91935 (Newly added)
• 99990 41935 (Already in use)
• Purpose: Access to realize the power of financial information to the population and enhance trust.
• Security Advisory: People were advised to use only blue-ticked verified RBI accounts in order to be genuine.
• Other Source: official site - rbi.org.in.

RBI Expands the Integrated Ombudsman Scheme.

• Scheme: Reserve Bank - Integrated Ombudsman Scheme (RB-IOS)
• Change: The Scope was to be expanded to cover State and Central Co-operative Banks.
• Effective Date: November 1, 2025
• Legal Authority: Section 35A of the banking regulation act, 1949.

RBI Fine on American Express

• Name: American express bank Corp.
• Penalty: 31.80 lakh monetary fine.
• Date: October 1, 2025
• Justification: A breach of the guidelines related to Credit and Debit Cards provided by RBI (2022).
• Ruling: RBI affirmed the charges having considered submissions and representations of bank.
• Legal Force: Section 47A(1)(c) and section 46(4)(i) of the Banking regulation act, 1949.

Live A2A Payments + Digital Commerce Trends.
Global Share:

• The proportion of account-to-account (A2A) real-time payments is approximately a quarter of all retail digital transactions in the global world.
• Leading Markets (>50% share):
• India: UPI (more than 400 million users).
• Brazil: Become Pix (160 million users) driven.
• Use Cases: Bill payments, merchant, enterprise, and peer-to-peer.

1. The Indigenous Motor created by Ola Electric.

• Achievement: Ola Electric was the first Indian two-wheeler EV manufacturer to be certified by the government on its in-house made ferrite motor with no rare-earths.

Significance:

• Fosters Self-Sufficiency: Does away with the use of rare-earth permanent magnet that has to be imported, which is a contingent measure of Eliminating Reliance of Atmanirbhar Bharat in EV production.
• Proven Performance: The motor passed tests on rigorous AIS 041 standard produced by the Global Automotive Research Centre (GARC), Tamil Nadu.
• Technical Validation: The ferrite motor was tested, which proved to have the same performance as conventional rare-earth magnet motors, in its 7 kW and 11 kW models.