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RBI Approves Record ₹2.86 Lakh Crore Dividend to Government for 2025-26

Ans:  The RBI approved a dividend of ₹2,86,588.46 crore (approximately ₹2.86 lakh crore) for the financial year 2025-26.

Q2: How does this dividend compare to the previous year?
Ans:  It is 6.7% higher than the ₹2.69 lakh crore transferred in 2024-25. It is the largest surplus transfer in RBI’s history.

Q3: When was the dividend approved and which meeting took the decision?
Ans:  The dividend was approved on 22 May 2026 at the 623rd meeting of the Central Board of Directors of the RBI in Mumbai.

Q4: What is the Contingent Risk Buffer and what level was retained for FY26?
Ans:  The Contingent Risk Buffer is a reserve maintained by RBI to meet unexpected risks. It was retained at 6.5% of the balance sheet size for FY26.

Q5: How is this dividend treated in the Union Budget?
Ans:  It is recorded as a non-tax revenue receipt from the central bank. It helps the government meet expenditure without raising taxes or borrowing more.

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