13 February Current Affairs

Revised Kisan Credit Card (KCC) Guidelines

• Aim: Strengthen farm-sector credit flow

Exam Relevance:

• Priority sector lending

• Agricultural credit architecture

PB Pay – Payment Aggregator Authorisation

• RBI-issued Certificate of Authorisation (CoA)

Exam Focus:

• Fintech regulation

• Payment ecosystem governance

Braille-Enabled Credit Card – BOBCARD

• Improves financial accessibility & inclusivity

GS Relevance:

• Inclusive banking innovations

Axis Bank – MSME Gold Loan Product

• Strengthens credit access via secured lending

Exam Angle:

• MSME financing mechanisms

• Collateral-based lending

SEBI – AIF NAV Reporting Directive

• Deadline: May 1, 2026

• Enhances transparency & investor protection

Exam Relevance:

• Capital market regulation

• AIF governance

FDI Inflows in Banking (FY25)

• Declined to USD 115 million

Exam Angle:

• FDI trends analysis

• Banking sector investment climate

🔶 Defence & Strategic Cooperation

IAF – Royal Thai Air Force Joint Exercise

• Objective: Improve interoperability & operational coordination

Exam Relevance:

• Defence diplomacy

• Bilateral military engagements

🔶 Disinvestment & Public Sector Reforms

Government OFS – BHEL (Up to 5% Stake)